Twin Falls Bankruptcy Attorney
Benefits of Bankruptcy
Every year, thousands of individuals file for bankruptcy in order to discharge their overwhelming debts. If you are struggling to repay your debts and don't believe that you will ever catch up, do not shy away from the thought of bankruptcy.
The idea that bankruptcy is a bad thing is only a myth. The truth is that bankruptcy was specifically designed as a way out of debt for people who can never repay what they owe, regardless of how the debt was accrued. From medical bills to job loss and poor financial planning, all kinds of circumstances can result in excessive debt and the need for a way out.
Chapter 7 & Chapter 13 Bankruptcy
Roy, Nielson, Platts, McGee & Schoettger has helped countless clients file for bankruptcy and find relief from their crushing debts. A Twin Falls lawyer form our firm can help you take the means test to determine whether or not you are eligible to file under Chapter 7 of the U.S. Bankruptcy Code, which discharges your debts faster than Chapter 13 but requires you to liquidate any nonexempt assets and property. Chapter 13 bankruptcy is for consumers who still have some form of disposable income. Liquidation is not required in Chapter 13, but the consumer must continue to make affordable payments for several more years before their debt is discharged. Bankruptcy can not only eliminate the debt that is dragging you down but also places an automatic stay on wage garnishment and foreclosure!
Consult a Bankruptcy Lawyer in Twin Falls, ID
Roy, Nielson, Platts, McGee & Schoettger has extensive experience in the most complex debt relief cases. No matter how much debt you are under or how many creditors you owe money to, our firm can help. Our lawyers share more than 85 years of collective experience and provide skilled, cost-effective representation.
Request your initial case evaluation today to speak directly with a lawyer
over the phone or in person.
The sooner you contact a lawyer, the soon we can help you find financial freedom through bankruptcy!